Our growing fintech ecosystem…let’s unpack!

In this edition, I would like to share a view of our 4 divisions that operate across the Lesaka Group – Consumer, Merchant, Micro-Merchant and Enterprise - and unpack the various brands, products and solutions we provide to help our customers fulfil their potential.

When we consider our brands, it’s important to think of “Lesaka” as our “surname”, our corporate umbrella brand. It is the brand that brings us all together and is well known to our employees, the media and regulators.

However, underneath this umbrella sit our “first names” - our brands that impact customers daily lives, and where the revenues are generated.

We have recently made changes to how we approach the market with our services. Whilst we previously had the Consumer and Merchant divisions, we have segmented our customer base further to focus on distinct customer types, and we now operate through four separate divisions outlined below.

Consumer Division

We provide affordable and transparent financial services designed
to improve the lives of historically underserviced consumers.
SolutionsProduct NamesTypical Customer
  • Bank accounts
  • Micro-loans
  • Funeral Insurance 
  • EasyPay Everywhere
  • EasyPay Loans
  • EasyPay Insurance
  • SASSA grant beneficiary
Solutions
  • Bank accounts
  • Micro-loans
  • Funeral Insurance 
Product Names
  • EasyPay Everywhere
  • EasyPay Loans
  • EasyPay Insurance
Typical Customer
  • SASSA grant beneficiary

Micro-Merchant Division

We empower micro-merchants to grow their customer base, transact efficiently and reduce operating risks 
through our comprehensive range of fintech solutions.
SolutionsProduct NamesTypical Customer
  • Value Added Services
  • Card payment acceptance
  • Supplier payments
  • Cash vaults
  • Sales & data analytics
  • Kazang
  • Kazang Pay
  • Kazang SuperWallet
  • Touchsides
  • EasyPay MoneyMarket
  • Spaza shop owner
  • Tavern owner
Solutions
  • Value Added Services
  • Card payment acceptance
  • Supplier payments
  • Cash vaults
  • Sales & data analytics
Product Names
  • Kazang
  • Kazang Pay
  • Kazang SuperWallet
  • Touchsides
  • EasyPay MoneyMarket
Typical Customer
  • Spaza shop owner
  • Tavern owner

Merchant Division

We empower our merchants to compete and grow through solving their daily pain points with our
comprehensive range of fintech solutions.
SolutionsProduct NamesTypical Customer
  • Cash management (vaults & ATMs)
  • Growth capital
  • Supplier payments 
  • Prepaid Value Added 
  • Services & bill payments
  • Card payment acceptance
  • Cash Connect
  • Capital Connect
  • Card Connect
  • EasyPay Cash
  • Fuel forecourt
  • Supermarket
  • Liquor store
  • Cash ‘n Carry
Solutions
  • Cash management (vaults & ATMs)
  • Growth capital
  • Supplier payments 
  • Prepaid Value Added 
  • Services & bill payments
  • Card payment acceptance
Product Names
  • Cash Connect
  • Capital Connect
  • Card Connect
  • EasyPay Cash
Typical Customer
  • Fuel forecourt
  • Supermarket
  • Liquor store
  • Cash ‘n Carry

Enterprise Division

We deliver sophisticated software and payment technologies helping large clients improve 
efficiency and drive innovation.
SolutionsProduct NamesTypical Customer
  • Bill payments
  • Payment switching
  • 3rd party vending
  • Card encryption
  • Hardware security modules
  • EasyPay
  • Prism Crypto
  • Prism POS
  • Prism Switch
  • Municipality
  • Bank
  • Mobile Network
  • National retailer
Solutions
  • Bill payments
  • Payment switching
  • 3rd party vending
  • Card encryption
  • Hardware security modules
Product Names
  • EasyPay
  • Prism Crypto
  • Prism POS
  • Prism Switch
Typical Customer
  • Municipality
  • Bank
  • Mobile Network
  • National retailer
Of course, underpinning all the above are our shared services teams bringing their own expertise and specialist skills enabling our growth and development through their centres of excellence.

In upcoming editions of Lesaka X-Change, these four divisions will bring you news and stories of how we are changing our customers’ lives every day, and update you on the exciting developments across our business. I hope it helps you understand the reach that Lesaka has across Southern Africa and provide us all a clear view of the collective impact we make every day.

As we continue to grow and expand there will be new brands and businesses joining us. Soon we will be adding adumo’s exciting offering and I look forward to updating you all on our progress and outlining how their solutions will contribute to our purpose.

Lincoln